ATV Insurance

[John]

I was wondering what you guys are paying for insurance on your ATV and what is all covered?

[hampster_rancher]

I'm paying $325 a year for full replacement value, fire, theft, PL/PD and collision

[stricker76]

I'm $300 for the same as mentioned above.

[OnlyPolaris]

i am the same as above but $275.00

[BIG_T]

I'm the same as above, but paying 210

[choPppps]

mines around $450, full coverage with collision for an 800 popo

[bud29.5]

Same coverage on mine for about $300.

[800Stealth]

Same coverage as stated above $98 for the year with Progressive.

[DAN-O-MITE]

INSURANCE?.....Yoou mean we suppose to have it?

[Rubberdown]

Dano, welcome back buddy, long time no chat on the forums eh!

[John]

Thanks for the replies. I just got a price of $335 for full coverage including the one thing I wanted it to cover is water damage.

[stricker76]

I'm not sure if that covers the kind of water damage we are talking about!?!?

[John]

That is when you twist the truth a little bit.

[torkmonster]

That is when you twist the truth a little bit.

Yeah, Like I was riding near the lake/river/creek and the bank just gave way, I jumped off and the bike went into water upside down...

Tell them to prve it didnt happen thataway....:madgrin:

[800Stealth]

Yeah, Like I was riding near the lake/river/creek and the bank just gave way, I jumped off and the bike went into water upside down...

Tell them to prve it didnt happen thataway....:madgrin:

They don't have to prove it didn't happen that way, you have to prove it did. The insurance industry doesn't make billions every year buy believing every story they hear.

[house6969]

what companys is everybody with ??? i got full coverage for like 35$/month just through my broker, that is 420 a year for a 500 popo efi

[mudmonkey]

$235 04.5 sportsman 400, johnson unifund or something like that.

[MBRider85]

Heres mine from MB

Full coverage, $200 deductable. Plus I also have added personal injury insurance that has a death benifit, rehabilitation expenses (wheel chair, chiro, massage ex.), it also covers my passengers (that why I bought it)

for an 08 RZR $550 /yr ( $500 W/O injury ins.)

[Rubberdown]

We pay about $215/year for my 04.5 500HO with basic fire/theft and 1 mil. liability
We pay around $430 for the 09 RZR with everything, including collision, we will probably drop the collision after the first year when its full of battle scar's.

[Clubin]

what companys is everybody with ??? i got full coverage for like 35$/month just through my broker, that is 420 a year for a 500 popo efiKrap I am in the same boat as you I pay 435/year for mine 200 deductible, with fire theft and vandalism.
If I didn't put any insurance on it since I bought it I would have a nice chunk of money! I haven't needed any coverage yet, but ya never know.

[Rebel64]

Just paid mine last week for another year-- $186 USD with Progressive, and is insured for $15K.

[dcfox]

My Rincon was insured through Geico for $11 US/month

[Fillos]

Mine was like $600.00, but then I dropped the windshield insurance, and it went right down to $220.00... :drum:

[CamoFreak]

State Farm Ins for $135.13 a year. Bodily Injury, Prop Damage, Medical Payments, Physical Damage Uninsured & Underinsured.